" The way to wealth is simple. Spend less than you earn and invest the difference wisely. "

- Rob Berger

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

At Pure Financial Services we believe that our clients expect and deserve the very best in the form of care and service. We specialise in all areas of finance so that you can be assured that when you entrust your finances to Pure Financial Services you will receive individual expert attention tailored to your own specific requirements. We aim to create long term relationships with our clients by taking the time to get to know them and their hopes and aspirations for the future. This enables us to offer a comprehensive range of financial services including Wealth Management, Insurance and Mortgage Services. As we only serve a relatively small number of elite customers we can ensure that you receive an unparalleled level of service and attention.

Whatever aspect of these areas you require we will begin by examining your current position so that we can assess your needs and from this we can then make suggestions as to how we can improve on your current position. We offer a bespoke, individualised service guaranteeing exclusivity.

Whether you need to extend your insurance cover, add to your investment portfolio or remortgage you can trust Pure Financial Services to find the right deal for you. As Pure Financial Services are totally independent of any financial institutions we can search the whole of the market to find the products which will suit you and you can be assured that any advice we offer will be unbiased and in your best interests.

At Pure Financial Services we realise that financial products can be very complicated so we will take the time to explain in detail the product we suggest so that you will know exactly what you are getting.

Our aim will be to save you money on insurance products whilst maximising your cover. We are experts in business insurance products (including key man cover). We will also ensure that you are not lacking insurance in vital areas such as critical illness cover or mortgage protection.

With regard to mortgages we will aim to save you money especially if you are approaching the end of a fixed term mortgage deal by negotiating a new deal on your behalf. We can also look for a product to enable you to pay off your mortgage earlier or indeed if you wish to extend your borrowing this can also be arranged.

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

Transferring out of a final salary pension is unlikely to be in the best interest of most people.

With regards to Wealth Management we can examine your current portfolio and suggest products which may deliver a better return. We can also advise you on all types of pensions from personal pensions and Final Salary pensions right through to SIPPS. We will, of course, take into account your current and possible future position with regard to risk as we are aware that this can change over the course of time. We will also aim to ensure that any products we offer are tax efficient for you.

We will make written recommendations for any products which we feel will be appropriate to your circumstances and if you decide to purchase any of these products you can leave all the paperwork to our experts who will see it through to a successful completion.

In line with our policy of transparency and openness Pure Financial Services will outline our fees and costs and agree the frequency of any reviews at the outset. We promise that any charges we make will be justifiable and reasonable.

Please note:

  • think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
  • a fee is payable on completion of your mortgage which will vary depending on the level of work involved.
  • buy to Let mortgages are not regulated by the FCA
  • commercial mortgages are not regulated by the FCA